Frequently Asked Questions

Can I finance a motorcycle with bad credit?

VOS Motors can review applications from customers with different credit profiles. Approval, rates, down payment, and terms depend on lender criteria, the vehicle, income, credit history, and the full application.

Can I finance a used motorcycle?

Used motorcycle financing may be available on eligible pre-owned units. Vehicle age, condition, mileage, price, down payment, and lender program rules can affect approval.

Can I apply for motorcycle financing online?

Yes. You can start with the secure online application, then the dealership reviews your request and follows up on documents, vehicle choice, and next steps.

Can I get motorcycle financing after bankruptcy?

Applications after bankruptcy may be reviewed. Lenders may request discharge details, proof of income, current obligations, and a down payment or trade-in structure.

Can I get motorcycle financing after a consumer proposal?

A consumer proposal does not automatically prevent a review. Available options depend on the status of the proposal, credit profile, income, and lender rules.

Can self-employed customers apply?

Yes. Self-employed applicants can apply and may be asked for bank statements, tax documents, proof of business activity, or other income support.

How much down payment do I need?

Down payment requirements vary by lender, credit profile, unit, and deal structure. A down payment or positive trade-in equity can help some applications.

What documents help with approval?

Useful documents can include government ID, proof of income, proof of address, employment or business details, and trade-in or lien payout information when applicable.

Can I trade in my motorcycle or car?

Yes. VOS Motors can review motorcycles, cars, and other eligible trade-ins as part of a purchase or financing conversation.

Can trade-in equity help my approval?

Positive trade-in equity may help reduce the financed amount or strengthen the deal structure, subject to appraisal, lien payout, and lender review.

Does VOS Motors sell Yamaha motorcycles?

Yes. VOS Motors is an authorized Yamaha dealer and carries Yamaha inventory when available.

Does VOS Motors sell Suzuki motorcycles?

Yes. VOS Motors is an authorized Suzuki dealer and carries Suzuki inventory when available.

Does VOS Motors sell Aprilia motorcycles?

Yes. VOS Motors is an authorized Aprilia dealer and carries Aprilia inventory when available.

Does VOS Motors sell Moto Guzzi motorcycles?

Yes. VOS Motors is an authorized Moto Guzzi dealer and carries Moto Guzzi inventory when available.

Does VOS Motors sell Vespa scooters?

Yes. VOS Motors is an authorized Vespa dealer and carries Vespa scooter inventory when available.

Does VOS Motors service motorcycles?

VOS Motors can review motorcycle service requests. Appointment availability, scope, and parts availability may vary.

Does VOS Motors do safety inspections?

Contact the dealership to confirm current motorcycle safety inspection availability and requirements.

Can I request OEM parts online?

Yes. Submit a parts request online and include the year, make, model, VIN if available, and part details.

Where is VOS Motors located?

VOS Motors is located at 8161 Keele St, Unit 3, Concord, Ontario, L4K 1Z3.

What happens after I submit an inquiry?

The dealership reviews your request and follows up using the contact information you provided. Timing can vary based on request type and dealership availability.

Can I get approved with bad credit?

VOS Motors can review applications from customers with different credit profiles. Financing is subject to approval, and available terms depend on credit profile, vehicle, lender, and deal structure.

Can I finance after bankruptcy or a consumer proposal?

Bankruptcy or consumer proposal applications may be reviewed. Program availability varies and approval is not guaranteed.

What documents do I need to apply?

Common documents include identification, proof of income, proof of address, and trade-in or lien information when applicable. Additional lender-requested documents may be required

Do you finance motorcycles?

Motorcycle financing may be available on eligible units, subject to approval and lender program rules.

Do you finance ATVs or RVs?

ATV or RV financing availability depends on current inventory, lender programs, and approval criteria.